Monthly Archives: August 2021

Can I Get a Mortgage…? Contractors, Zero Hours work and Locum Doctors

Contractor mortgages

As of 2020, there are over 1.05 million people on zero-hour contracts in the UK, compared with 896,000 the previous year. If you fall into this category, you may have hopes and dreams of becoming a homeowner. However, with no fixed set income and missing out on other employer benefits, you may believe your chances […]

Can I Get a Mortgage…? Thatched Properties

Thatched property mortgages

There are all sorts of reasons why thousands of potential homebuyers opt for a thatched roof property. Whether it’s because they’re great for insulation, and are known for their excellent durability, thatched properties can be trickier to mortgage when compared to more typical homes. While some high street banks may be reluctant to offer a […]

Can I Get a Mortgage…? Large Mortgage Loans

large mortgage loans

In the UK, the majority of high street lenders provide mortgages of up to £1 million, with a few extending to £2 million. With house prices rising throughout the country, you may need to obtain a larger mortgage loan to purchase your dream home or go down the route of refinancing your existing home loan. […]

Can I Get a Mortgage…? EWS1 Forms and Cladding

Free Mortgage Advice

Following the devastating Grenfell Tower tragedy in June 2017, numerous procedures and initiatives have been implemented to update building safety. The impact of the fire spread across the nation, with a real cause for concern to ensure high-rise flats adhere to fire safety rules. The EWS1 form (External Wall Survey) was launched to make sure […]