Step 1: Seek advice The first step when looking at remortgaging is to speak to a Mortgage Adviser. Community Mortgage Services will advise you on your mortgage free of charge. When remortgaging you need to consider all the costs. This is important, as moving from one mortgage lender to another can include valuations and legal […]
Following the devastating Grenfell Tower tragedy in June 2017, numerous procedures and initiatives have been implemented to update building safety. The impact of the fire spread across the nation, with a real cause for concern to ensure high-rise flats adhere to fire safety rules. The EWS1 form (External Wall Survey) was launched to make sure […]
Things are currently uncertain and changing daily but we are still here to help! If you currently have a mortgage that has not been reviewed in years you could look for new opportunities in the market. WHY NOW? The Bank of England Base Rate has been reduced to 0.1%. That is the lowest rate in […]
We are going to host a webinar where we will take your questions and answer them to the best of our ability. The webinar will be held on Thursday 2nd May at 18:30. We are happy to take any mortgage or protection related questions you have whether this is on a BISF home, a right […]
We see time and time again people being turned down for mortgages on properties that some mortgage lenders deem unacceptable. Unfortunately, a lot of the time people then think the property is not mortgageable and search for something else, even if the property is in their dream location or they feel like it is perfect […]
It is always heart-warming and makes our day when customers unexpectedly say thank you for helping them with their mortgage needs. I just want to take this moment to say thank you to all our customers for the enjoyable and interesting conversations we get to have with you each day! We will also continue our […]
Buying a house is one of the largest financial decisions you’ll make, so it is incredibly important to get it right! Most people need a mortgage to buy their house and some people go on to need further mortgages to buy other houses, for example as buy-to-let properties. A mortgage is simply a loan taken […]
Firstly, a very Happy 2019 to everyone! We wanted to start the year by sharing some of the feedback we have had over the previous 12 months because after all customer satisfaction is one of the most important things to us. Here is what some of our customers have had to say: “Great help and […]
We love trying to help everyone that contacts us here at Community Mortgage Services! At this time of year when people start planning for 2019, we have noticed an increase in people who have come to us struggling to get the right mortgage and advice they need. If you need help with; Buying your first […]
First-time buyers are experiencing some of the lowest mortgage rates on record – despite the recent Bank of England base rate rise, a website has found. While many first-time buyers may have been worried about the impact of the rising base rate on low-deposit mortgages, Moneyfacts.co.uk said average two and five-year fixed rates for people with […]