Step 1: Seek advice The first step when looking at remortgaging is to speak to a Mortgage Adviser. Community Mortgage Services will advise you on your mortgage free of charge. When remortgaging you need to consider all the costs. This is important, as moving from one mortgage lender to another can include valuations and legal […]
Things are currently uncertain and changing daily but we are still here to help! If you currently have a mortgage that has not been reviewed in years you could look for new opportunities in the market. WHY NOW? The Bank of England Base Rate has been reduced to 0.1%. That is the lowest rate in […]
It goes without saying that how your credit has been conducted is going to impact on what mortgage options you have available. However, one of the biggest misconceptions people have is that the credit score they see when they logon to a credit checking website is what the mortgage will be based on, this isn’t […]
It is always heart-warming and makes our day when customers unexpectedly say thank you for helping them with their mortgage needs. I just want to take this moment to say thank you to all our customers for the enjoyable and interesting conversations we get to have with you each day! We will also continue our […]
This blog post is designed to give you an insight into the different types of mortgages that are available in the United Kingdom. Interest-only or capital repayment In general, mortgages can come as either interest only, capital repayment or a mix of both… but what do these terms mean? Interest only means you only pay […]
Buying a house is one of the largest financial decisions you’ll make, so it is incredibly important to get it right! Most people need a mortgage to buy their house and some people go on to need further mortgages to buy other houses, for example as buy-to-let properties. A mortgage is simply a loan taken […]